Students At Liberty University Financial Aid

College and Finances

Statistics show that college graduates (with a bachelor’s degree) can earn twice as much as high school graduates, and their average lifetime earnings can range from $800,000 to $2 million.*

So while paying for college might feel like a financial challenge, an investment in education is an investment in your future. Many people don’t end up paying sticker price for school. Scholarships, grants, loans — all of these can make college more affordable.

Because Liberty’s mission is Training Champions for Christ, our goal is to find financial solutions that give you the best education for the most affordable price — so you can focus on finding the degree program that fits you, not on settling for something less somewhere else.

Take a look at some of the many financial opportunities you’ll find at Liberty.

*The Hamilton Project


A Liberty education is one of the most affordable private educations in the country. Learn how it can be an affordable one for you.

Ready for an Affordable Education?

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Did You Know?

Every CFAW hosts scholarship workshops with helpful tips for funding your education.

96% of Liberty students receive financial aid.

CASAS regularly offers scholarship search workshops and tips for current students.

You could receive approximately $80,000 in scholarships over four years.

Following Mom or Dad to LU? If so, you could be eligible for $1,000 per year through our Legacy Scholarship.

Liberty’s average academic scholarship is $3,300 per year.

The School of Music offers over 70 scholarships to music students.

Liberty’s Center for Financial Literacy offers free biblically based financial training for Liberty students.

50th Anniversary Scholarship 

In celebration of 50 Years of Training Champions for Christ, we’re giving away 100 $500 scholarships! Our goal is to continue to provide a quality education at an affordable price so that you can get the training and preparation you need to pursue your dream career with confidence. Learn more

Liberty 50th Anniversary

Middle America Scholarship

Our Middle America Scholarship helps students who don’t receive a full Federal Pell Grant by funding the difference, providing over $20,000 over four years to families who typically earn $35,000-$95,000 per year.

Middle America Scholarship

Need-based Vs. Merit-based Aid

What qualifies you for particular scholarships or grants? Two things: Your financial need and your academic, athletic, or other talent-based achievements.

Need-based financial aid is awarded to you based on your family’s financial need, as determined by the Free Application for Federal Student Aid — better known as the FAFSA.

When you submit a FAFSA, the federal government takes into account your family’s income, assets, number of children, etc. and determines your Expected Family Contribution (EFC), or what is reasonable for your family to help pay toward a college education. Need-based aid uses the EFC to determine award eligibility and amounts.

Merit-based financial aid is made up of scholarships or grants that you earn. At Liberty, this could include academic scholarships like our Academic, Honors, Valedictorian/Salutatorian, or National Merit scholarships. Or it could mean trying out for a scholarship position on one of our 20 NCAA Division 1 athletic teams, Marching Band, or ministry teams.

Both need-based and merit-based scholarships are considered gift aid, which means you don’t have to pay them back.

Debunking the FAFSA Myths

Now that you know the difference between need-based and merit-based financial aid, you probably are wondering about FAFSA. 

  • How important is the FAFSA?
  • How much will it cost me?
  • Will completing the FAFSA get me deeper in debt?
  • Will it commit me to Liberty University?

FAFSA Myths VIdeo

Check out our informative video on the FAFSA myths and get educated on how to fund your education.


Liberty offers a wide variety of institutional scholarships, both need-based and merit-based, to help you pay for school — you can even receive $2,000 just for sending in your Enrollment Deposit on time.

There are countless ways to create a personal scholarship package — here are some of our most common combinations. See if these apply to you or design one of your own! 

UG Common Scholarship And Award Grid Digital 20210215

50th Anniversary Scholarship

Canadian Student Initiative

Award: 30% discount for tuition and 20% discount for room, board, and activity fee (U.S. dollar amount). Students are also eligible to be awarded an academic scholarship, up to full tuition per year based on high school grades.

Eligibility: Canadians only. Please email Mrs. Sharon Bloomfield at

Champion Award


Graduated yearly award:
Year 1 Full-time $1,000
Year 2 Full-time $2,000
Year 3 Full-time $2,250
Year 4 Full-time $2,750


  • Must be accepted as an undergraduate resident student for the current year.
  • Eligibility is based on the Expected Family Contribution (EFC) determined by the FAFSA.
  • Transfer and re-applied students will begin with the first year amount.
  • The scholarship expires after one year of senior status (5th year + seniors will not receive Champion Award).

Central Virginia Community College (CVCC)

Early Deposit Award

For prospective students only. Current students who did not receive this scholarship upon matriculation are not eligible.

Award: Up to $2,000 awarded toward the first year of enrollment (amount varies–depending on the time of year)

Eligibility: Pay $250 Enrollment Deposit by the deadline

Honors Program

Award: $4,000 per year for up to four years


If the student is transferring less than 60 hours and has a 3.5 un-weighted GPA or higher, he/she can apply for the Honors Program. Dual-enrolled high school students with 60+ hours of transfer credit may still be eligible for the Honors Program.

Legacy Scholarship

Liberty Academic Scholarship

Liberty Local Private School Scholarship

Liberty Virginia High-Achiever Scholarship

  • Lynchburg Beacon of Hope – Stay Close, Go Far Promise Program

Marching Band

Middle America Scholarship

Missionary Scholarship

Award: Full or partial tuition per academic year (less other federal, state, and Liberty institutional gift assistance; room, board, and fees not included) disbursed over four consecutive years of a bachelor’s degree


  • Must be accepted to Liberty University prior to January 29, 2021. Additional details about Liberty’s Missions Programs & Scholarships are provided here.
  • The MK Scholarship program awards a limited number of scholarships per year and is highly competitive.
  • Must be a new resident undergraduate full-time consecutively enrolled, degree-seeking student
  • Must be beginning first enrollment at Liberty, including transfer students
    • If you have earned college credit through an accredited institution during high school, prior to attending Liberty University, you may still apply for the MK Scholarship
  • Must be a college-age child of a missionary who meets the federal definition of a dependent student
  • Parent(s) must be serving full-time on a foreign mission field, not in the United States, (or on an approved furlough of 1 year or less) in good standing with an approved, participating agency
  • Must submit an official signed letter from the mission agency confirming the missionary status and field placement (or approved furlough of 1 year or less) by the application deadline before their first/freshman year
  • Must be a U.S. Citizen or federally defined eligible non-citizen. Legally adopted non-citizens who meet all other applicable criteria may appeal for eligibility
  • Must complete the Free Application for Federal Student Aid (FAFSA) each year and the Virginia Tuition Assistance Grant (VTAG) application, if applicable
  • Must live on campus all four years of enrollment
  • Must contribute spiritually, academically, missionally, through fellowship and conduct themselves in a way which is aligned with the Code of Conduct which includes proactively serving during Missions events and participating with the Third Culture Kid (TCK) Group
  • Must complete an application authorizing Liberty to confirm the missionary parent/s status in subsequent years and will be reviewed annually for continued eligible status of the MK Scholarship
  • Must maintain a minimum cumulative GPA of 3.00 each semester while attending Liberty University in order to continue to receive the MK Scholarship
  • Must remain in good standing with the University

National Merit

New Student Book Dollars

Phi Theta Kappa

Virginia Pageants 


Virginia Scholarship



Grants are gift aid that can be need-based or merit-based and are given by the government or the university.

Here are a few of the grants you could receive as a Liberty student.

FAFSA School Code: 010392

Federal Pell Grant

Federal Supplemental Educational Opportunity Grant (FSEOG)

Amount per year:

  • Resident, up to $1,000
  • Online, up to $800


  • Complete the FAFSA
  • Undergraduate student
  • Must be eligible for Federal Pell Grant
  • Need-based: Expected Family Contribution (EFC) of $0
  • Enrolled at least half-time
  • Funds are limited to early applicants
  • Other criteria apply, subject to change

Federal TEACH Grant

Liberty Supplemental Grant

Amount per year:

  • EFC is 0-1000: $1,500
  • EFC is 1001-2500: $1,000
  • EFC is 2501-6000: $500


  • Complete the FAFSA
  • Residential undergraduate student
  • Must be enrolled full-time
  • Need-based
  • Must borrow full Subsidized Federal Direct Student Loan
  • Based on Expected Family Contribution (EFC)
  • Other criteria apply, subject to change

Liberty Scholars Grant Program (Undergraduate)

Amount per year:

  • EFC is 0-1000: $2,200
  • EFC is 1001-2500: $1,700
  • EFC is 2501-6000: $1,200


  • Liberty Scholars Grant can be awarded in addition to the Liberty Supplemental Grant (see above)
  • New Resident undergraduate, full-time, consecutively enrolled, degree-seeking students
  • For students beginning first-time enrollment on or after Fall 2017 semester
  • Must maintain financial aid satisfactory academic progress while enrolled at Liberty
  • Must have a qualifying federally calculated 9-month EFC in the entry year. Future year awards are based on first-year amount.
  • Must be eligible for and awarded the Liberty Academic Scholarship (see scholarship section above)
  • Must apply for financial aid through the FAFSA and complete verification (as applicable) each year

Virginia Tuition Assistance Grant (VTAG)

Virginia Two-Year College Transfer Grant

Amount per year:

  • Up to $1,000 for standard award
  • Up to an additional $1,000 for certain majors


  • Complete the FAFSA
  • Undergraduate in-state student (first time entering freshman no earlier than fall 2007)
  • Must be a Virginia domiciled resident
  • Must not have moved to Virginia for purposes of attending post-secondary school
  • Need-based: Returning students must have an EFC of $8,000 or less. Students who became eligible for the first time in Fall 2012 are granted the maximum EFC of $9,000. Students who became eligible for the first time in Fall 2013 are granted the maximum EFC of $12,000.
  • Must meet Selective Service requirements
  • Must have earned an Associate’s degree at a Virginia two-year public institution with a cumulative GPA of 3.0 on a scale of 4.0 for the Associate’s degree
  • Must maintain the 3.0 cumulative GPA at Liberty University
  • Must be enrolled full time at Liberty University by the fall or spring semester following the completion of the Associate’s degree
  • Degree program cannot be for religious training or theological education
  • Additional $1,000 requires major in science, teaching, mathematics, engineering or nursing
  • Limited to three years or 70 credit hours
  • Other criteria apply, subject to change
  • If eligible, an application will be available in the student’s ASIST account in the Financial Aid Forms section. If a student believes he or she is eligible for the Virginia Two Year College Transfer Grant but the application is not available to complete in ASIST, please contact the Liberty University Financial Aid Office by email at
  • Virginia Two Year College Transfer Grant award projections will always be estimated awards until a final State budget is passed and a final roster of students is collected. Please keep in mind that this grant is subject to change based on State budgetary needs.

Virginia: Brown vs. Board of Education

Amount per year:

  • Amount is based on tuition and fees and an allowance for books/supplies
  • Up to $1,000 for books per term


  • Undergraduate or graduate student
  • Must currently be a Virginia domiciled resident
  • Must not have moved to Virginia for purposes of attending post-secondary school
  • Must have been a Virginia domiciled resident between 1954 and 1964 and:
  • A student in qualifying public school systems closed to avoid desegregation; and
  • Unable to begin, continue, or complete your public school education during this time; or
  • Relocated within or outside of Virginia to begin, continue, or complete your public school education during these years due to a school closing to avoid desegregation; or
  • Ineligible to attend a private academy or foundation, in- or out-of-state established to circumvent desegregation; or
  • Unable to pursue postsecondary education opportunities or training because of the inability to obtain a high school diploma or its equivalency
  • John W. Rawlings School of Divinity and theological academic programs are not eligible


At Liberty University, we value our students’ ability to make an impact after graduation — without being held back by unnecessary debt. So, while student loans can be a good means to complete your degree program, we always advocate smart borrowing.

A variety of private loans through banks and individual lenders exist, but there are three main types of federal student loans: Direct Subsidized, Direct Unsubsidized, and Parent PLUS loans.


Direct Subsidized

Available to undergraduate students based on your financial need

The U.S. Department of Education pays the interest on the loan:

  • While you’re in school at least half-time
  • For the first six months after you leave school (known as a “grace period”)
  • During a period of deferment (a postponement of loan payments)

Direct Unsubsidized

Available to undergraduate and graduate students; need is not a requirement

You are responsible for paying the interest on the loan during all periods.

If you choose not to pay the interest on the loan while you are in school, during the grace period, or during deferment, your interest will accumulate and be added to the base amount of your loan.

Parent PLUS

Available to parents of dependent undergraduate students

As a parent borrower, you’ll generally be expected to start making payments once your loan is fully paid out.

You may request deferment while your child is in school or during the grace period, but interest will continue to accumulate.

Learn More about Federal Student Loans >

Academic and Honors Program Scholarships

Your high school grades and test scores could be worth at least $1,500 per year — and up to a full tuition scholarship. See if you qualify for the Liberty Academic Scholarship, or become an LU honors student and enjoy smaller class sizes, specialized housing, and a designated study space, The Scholars Commons, at the Jerry Falwell Library.

National Merit Finalists, Semi-finalists, and Commended students can earn full tuition; National Merit Finalists receive full room and board as well.

Learn More >

UG Fall 2022 Liberty Academic Scholarship

Work-study Funding

A part-time job on or off campus can also bring in funds for school. Federal work-study positions can provide you up to $5,000 per academic year, depending on your FAFSA. Work-study is considered need-based aid, and you’ll know you’re eligible for a work-study position if it’s offered in your financial aid offer.

Little known fact: Unlike income from other jobs, your Federal Work Study wages are not counted toward next year’s expected family contribution (EFC) from the FAFSA.

Learn More >

Program-specific, Ministry, or Leadership Scholarships

Do you sing or play an instrument? Want to fly a plane? Feel called to leadership? Liberty’s multiple ministry teams — like the Sounds of Liberty, LU Praise, and the Liberty Worship Collective — offer scholarship positions. Many individual schools, including the School of Music and School of Aeronautics, offer their own program-specific scholarships.

While underclassmen are not eligible for Resident Assistant positions, hall leadership scholarships are available to those who qualify.

General Scholarship Rule (GSR)

Your combined federal grants, state grants, and Liberty aid cannot exceed the combined cost of actual tuition and Tier 2 room and standard board charges. For commuter students, the GSR calculation only includes the cost of tuition since there is no room and board charge, which means federal grants, state grants, and Liberty aid cannot exceed the actual cost of tuition. 

If the combined aid exceeds the total cost as specified, Liberty aid will be reduced to resolve the excess aid. The Federal Pell Grant is not included as a factor in the GSR for Resident students. All Liberty aid is subject to the GSR.

Liberty University reserves the right to change the terms and conditions of any scholarship at any time at its discretion, as well as suspend or terminate any scholarships.