Federal College Loans Federal Aid Online Degree Programs

Grants and Loans for Online College are Available!

There are 2 major types of federal aid offered to Liberty University online programs students – grants and loans. The vast majority of our students use grants and loans to pay for their online college tuition.

Our low tuition coupled with available grants and loans makes getting a degree more financially possible now than it was for prior generations. We are proud of the fact that tuition for our online college degree and certificate programs has not increased in 4 straight years. While many of our competitors have raised tuition, we have been able to keep costs low as a nonprofit university. 

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Student Grants for Online College

Grants are financial awards from the federal and state governments that do not have to be paid back. To be evaluated for federal grant eligibility, you will need to complete the Free Application for Federal Student Aid (FAFSA). Grants are awarded to students who meet each set of qualifications. All U.S. citizens (and eligible non-citizens) must complete the FAFSA each school year to determine eligibility for federal grants.

Most grants are not available to graduate students or students seeking a second bachelor’s degree. For more information on available grants, please visit Liberty’s financial aid grants page.


Student Loans for Online College

Liberty University’s online programs accept student loans to help you pay for your online college education. All federal loans are processed through the William D. Ford Federal Direct Lending Program. Liberty’s Financial Aid department can process loans for those in need of assistance. Please take time to review the loan disbursement process.

Students who indicate on the FAFSA that they are interested in loans are automatically considered for federal loan eligibility. Although Liberty University awards students up to their maximum yearly eligibility, we encourage students to borrow only what they need.

In addition to federal loans for college, a wide variety of consumer loans are available to help finance the cost of education. First-time student borrowers need to complete an online entrance counseling session to receive a loan. Please remember that loans must be repaid.

For more information about loans, please visit Liberty University’s Student Financial Services website.