Benefits: Comprehensive
Employee Benefits
Eligible employees of Liberty University are provided a wide range of benefits. The information below is for current employees looking to learn more about Liberty’s benefit offerings. If you have questions, contact us at: benefits@liberty.edu or schedule a benefits meeting with our team members by using the button below.
To update your benefits due to a qualifying life event please visit the employee benefits portal and check out the additional resources below:
Insurance Plans
Liberty offers 2 medical plans through Anthem Blue Cross & Blue Shield. Key Care High Deductible Health Plan
- $1,600 individual deductible or $3,200 deductible for employee + 1 or more members
- Plan pays 100% for in-network providers after deductible.
- Pharmacy – $10/$30/$50 or 20% to $200 after deductible.
- Option to contribute pre-tax dollars to Health Savings Account (HSA)
Key Care 400 PPO
- $40 co-pay for general practitioner/specialist office visits, $100 Urgent Care, $250 Emergency Room.
- $400 deductible per person or $800 family (higher out-of-network deductible under Key Care).
- Pays 80% after deductible is met.
- $4,500 Out of Pocket per person or $9,000 per family (higher out-of-network maximum under Key Care).
- Pharmacy –Mandatory Generic Drug Program with a co-pay of $10/$30/$50 or 20% to $200.
- Option to contribute pre-tax dollars to Flexible Spending Account (FSA).
Vision – Both plans provide vision coverage:
- $15 Annual eye exam/ free contact lens fitting.
- $130 retail allowance for frames or contact lenses.
- $25 charge for eyeglass lenses and reduced rates for upgrades.
Learn more about Medical Benefits at Liberty University
Additional Benefits
Liberty offers 2 dental plans through Anthem Blue Cross & Blue Shield. Clean Plan
- $50 deductible per person or $150 family. $1,500 maximum annual benefit.
- 2 free cleanings per year.
- Pays 80% of simple restorative and 50% for complex restorative care after deductible.
- Pays 50% for orthodontic care through age 19. $1,000 maximum benefit.
Care Plan
- $0 deductible per person. $4,000 Maximum Annual Benefit.
- No coverage for cleanings
- Pays 80% for simple restorative and 80% for complex restorative care after deductible.
- No coverage for orthodontic care
In addition to our medical plans, Liberty University has partnered with a select network of participating primary care providers, Collaborative Health Partners (CHP), to offer employees, covered spouses and children improved access to high-quality primary care services at no out-of-pocket cost. Learn more about Direct Primary Care Benefits at Liberty University
Liberty offers basic group life & disability & supplemental life insurance through The Hartford. Group Life & Disability
- Includes Short Term & Long Term disability insurance
- Term life insurance that’s driven by employee’s base pay
Supplemental Life Insurance
- Employee Life up to 5X earnings or $300,000
- Spouse Life that is 1/2 of employee’s life coverage up to $250,000
- Child Life – $10,000 coverage
Learn more about Life & Disability Benefits at Liberty University
Find Care and Estimate Costs For Doctors Near You
Visit the Anthem portal to find doctors, hospitals, and more in your plan’s network. Get detailed estimates for procedures or services (not available with some plans). You can do a basic search as a guest to find out if a doctor, hospital, or other care provider is in-network.
For a basic search as a guest, use the following information below:
- Medical: Keycare PPO
- Dental: Dental Complete