Current Employees: To access the online Health and Welfare Service Engine (HWSE)
The benefits outlined below are available to employees who are classified as full-time, regular employees working a normal workweek of no less than 40 hours. All employees are eligible to participate in the 403(b) plan if they meet the criteria of the plan. Other benefits (such as Paid Annual Leave) are defined in the Liberty University Employee Handbook.
Coverage for benefits is generally effective the first day following 60 days of full-time active service, or as otherwise stated. You must complete the online enrollment in the ADP HWSE benefits system within 45 days of hire to be covered. If you do not elect benefits when first eligible, you must wait until the next annual enrollment period unless you experience a change in family status or another qualifying event as defined by the IRS. Also, waiving your initial offer of insurance may seriously affect the level of coverage, and/or may require evidence of insurability.
Coverage for benefits is effective July 1, 2015, and in some cases replaces insurance provided to you previously. Each insurance product will be reviewed with you so that you will be able to determine the voluntary election choices that meet your needs and those of your family if you carry dependent coverage.
If you waive coverage or do not make an election by the required due date, you will not be eligible until the next enrollment period unless you experience a change in family status or another qualifying event as defined by the IRS. Also, waiving voluntary election of insurance may seriously affect the level of coverage, and/or may require evidence of insurability.
When you can make changes after the initial offering at hire or annual enrollment:
In general, you may only make changes to coverage if you experience a change in family status which includes the following:
- Marriage or divorce
- Birth, adoption or change in custody of a child
- Death of a spouse or child
- Change of employment status
- Change of spouse’s employment status or involuntary loss of insurance coverage
If you qualify under any of the above exceptions, you are required to apply for coverage changes within 30 days of the effective date of the eligible status change. Any plan change you make must be consistent with the change in family status. (For example, if you marry, changing health coverage from Employee Only to Employee and Spouse, but you cannot move from your original elected health plan to another.)
Premium Conversion Plan:
LU offers a Section 125 Premium Conversion Plan which allows you to pay for health, dental and many other premiums with pre-tax dollars. Your applicable premiums, if any, will be automatically applied.
Below are links to more detailed descriptions of some of the benefits available to our full-time benefited faculty and staff.
- Health Benefits
- Paid Leave Days
- Education Benefits
- Life and Disability
- Employee Assistance Program (EAP)
Employees: To access the Service Engine, click here.