What is Financial Identity Theft
By: Grace Guingon Identity theft is a serious crime that occurs when an individual’s personal information is exploited without their consent to execute fraudulent activities and other criminal acts. Financial identity theft, in particular, has emerged as a growing concern in today’s digital age. The increasing occurrence of digital transactions and the storage of personal information…
What is a Credit Score?
By: Logan Young What is a credit score? Why do you need one? What does it affect? A credit score is an important part of an individual’s financial picture that is often misunderstood. Broadly stated, a credit score is a prediction of one’s credit behavior and how likely someone is to pay back a loan….
Navigating the Health Insurance Maze
By: Connor Smith Health insurance – it’s one of those topics that college students often overlook until they’re in a pinch. However, understanding the basics of health insurance, especially when offered through your employer, can make a world of difference in your financial and physical well-being. In this guide, we’ll break down the fundamentals, discuss…
Right Financial Lifestyle for a Christian With Ron Blue
From Faith & Finance with Rob West Check out this amazing episode with Ron Blue & Rob West Episode Summary Are you living a Christian lifestyle with your finances? And what is that, exactly? It’s not about how much or how little you have. Living a Christian lifestyle means you have the right attitude about…
The Power of Passive Investing
By: Andrew Neipp Introduction The terms “active” and “passive” investing are frequently used in the financial industry. While passive investors use a more laid-back strategy, active investors regularly buy and sell stocks to outperform the stock market. Simply put, passive investors make investments in S&P 500-style market-tracking funds. They opt for investments in index funds,…
Student Loans/Financial Aid/Scholarships
By: Jock Zollinger Student Loans: Establishing what you should know about your student loans So, you want to go to college? That’s great! Awesome even! The best reason for going to college is the hope that you will get a degree and then get a job in that said degree. Pretty simple, right? I wish….
Managing Debt: The Debt Avalanche vs. The Debt Snowball
By: Emma VanGorder Debt can be a daunting concept to grasp and an intimidating problem to solve. Scripture warns against dangers of spending money that is not really ours; it even compares this to slavery. Proverbs 22:7 says, “The rich rules over the poor and the borrower is slave to the lender (ESV).” Ouch! However,…
Getting SMART About Our Goals
By: Jack Pizor, Graduate Student Assistant, CFL Coach Rewinding 9 short months ago, over 150 million Americans embarked on the new year, armed with goals, dreams, and motivation to make the year ahead something extraordinary. These resolutions typically sound something along the lines of “Read through the Bible in a year,” “Lose 25 pounds,” or…
Dependence on God Builds a Firm Financial Foundation
A FaithFi article by Carolyn Calupca Christian Author Lynn Cowell reminds us that, “When we build our lives upon Jesus, even when the most severe trials come our way, we will stand.” Jesus is the firm foundation for the Christian life, including finances, and dependence on God helps us stand firm through any financial storms….
You vs. The Federal Reserve
By Holden Foster Introduction: The Federal Reserve serves as the central bank of the United States, responsible for regulating financial markets and setting interest rates. While its importance may not be immediately evident, the Federal Reserve has a profound influence on your life, particularly if you carry student loans. In fact, its impact outweighs that…
