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Health Insurance

Important Deadlines

Coverage dates for the International Policy

  • Fall Semester: August 6, 2019–January 5, 2020
  • Spring Semester: January 6, 2020–August 5, 2020

Cut-Off Date for Dependent Enrollment

  • Add-Drop Date: August 23, 2019

Cut-Off Date for OPT Students Enrollment

  • September 13, 2019

Health Insurance Information

Mandatory Health Insurance

Health Insurance Card

Using International Student Health Insurance

Alternate Insurance

International students are automatically enrolled in the University international student health insurance policy and will see a related charge on their school bill every fall and spring semester. However, some students may already be covered by a reliable and equivalent health insurance policy purchased elsewhere. To use that their own insurance policy, students must complete an Certificate Of Alternative Health Insurance and have this form approved before the university insurance charge will be removed. Requirements for a waiver of Liberty University health insurance charge are as follows:

  1. You must have an authorized representative of the alternate insurance company or a company benefits coordinator complete an Alternate Insurance Waiver Request. Scan the completed form and email it to ihealth@liberty.edualong with continued proof of insurance no later than the Friday of Add-Drop Week.

o   Do not purchase an insurance policy assuming that the university charge will be removed. This procedure is for students who have an existing policy.

  1. An equivalent health insurance policy must include the following:

 

  • You must have the alternate insurance company complete an Alternate Insurance Waiver Request. Scan the completed form and email it to ihealth@liberty.edu along with continued proof of insurance no later than the Friday of Add-Drop Week.
    • Do not purchase an insurance policy assuming that the university charge will be removed. This procedure is for students who have an existing policy.
  • An equivalent health insurance policy must include the following:
    • Benefits for care provided by qualified, licensed medical doctors in qualified hospitals, outpatient clinics, and offices for covered illness/injury
    • Benefits for covered medical expenses in the amount of at least $250,000 per covered accident or illness.
    • Full coverage of repatriation of mortal remains to the student’s home country
    • Coverage of at least 80 percent of preferred provider’s negotiated charges and at least 60 percent of non-preferred provider’s reasonable and customary charges.
    • Coverage of sports or athletic-related injuries at a level equivalent to non-sports related injuries

 

An equivalent international health insurance policy will be difficult to find. Students are strongly encouraged to use the official student plan because it offers excellent coverage at a competitive rate.

 

The Alternate Insurance Approval Request is only valid for one semester. Approval is required every semester. Liberty staff will not review individual policy documents.

Insurance Definitions

Insurance Coverage
Student Health Form

Need Help?

  • Email ihealth@liberty.edu for help. Include bills and statements in your email for better assistance.
  • Follow up with your healthcare provider and make sure they have your insurance information.
  • Contact United Healthcare Student Resources:
  • View the full list of Preferred Care Providers.

The Office of International Student Services maintains a close working relationship with the insurance broker who can assist with problems if they arise.