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Health Insurance

Important Deadlines

Coverage dates for the International Policy

  • Fall Semester: August 6, 2021–January 5, 2022
  • Spring Semester: January 6, 2022–August 5, 2022

Coverage dates for the International Dental/Vision Policy

  • August 6, 2021- August 5, 2022

Cut-Off Date for Dependent Enrollment

  • Add-Drop Date: January 14, 2022

Dental/Vision Enrollment Deadline

  • October 15, 2021

Cut-Off Date for OPT Students Enrollment

  • February 5, 2022

Health Insurance Information

Mandatory Health Insurance
Health Insurance Card
Using International Student Health Insurance
Alternate Insurance
Insurance Definitions
  • Preferred Allowance – the amount a Preferred Provider will accept as payment in full for covered medical expenses.
  • Usual and Customary Charges – the lesser of the actual charge or a reasonable charge which is 1) usual and customary when compared with the charges made for similar services and supplies and 2) made to persons having similar medical conditions in the locality fo the policyholder.  The company uses data from FAIR Health, Inc. to determine Usual and Customary Charges. No payment will be made under this policy for any expenses incurred which in judgment of the company are in excess of usual and customary charges.
  • Preferred Care Provider – Physicians, Hospitals and other healthcare providers who have contracted to provide specific medical care at negotiated prices. Go to this link for full list of Preferred Care Providers.
  • Out-of-Network Providers – Providers that have not agreed to any prearranged fee schedules. Insurers may incur significant out-of-pocket expenses with these providers. Charges in excess of the insurance payment are the insured person’s responsibility.
Insurance Coverage
Dental and Vision

Dental and vision coverage are NOT included in the United HealthCare insurance policy that you are enrolled in. However, it is optional and will be available to purchase fall and spring 2021/2022. There is an extra charge if you choose to enroll in either the dental and/or vision policies. These policies can only be purchased on an annual basis. For the 2021/2022 Academic year, the enrollment dateline is October 15, 2021. Students may purchase their policy on their United HealthCare Student Resources online account.

Student Health Form

Need Help?

  • Email mystatus@liberty.edu for help. Include bills and statements in your email for better assistance.
  • Follow up with your healthcare provider and make sure they have your insurance information.
  • Contact United Healthcare Student Resources:
  • View the full list of Preferred Care Providers.

The International Student Center maintains a close working relationship with the insurance broker who can assist with problems if they arise.