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Health Coverage

Medical – Anthem BCBS (833) 592-9956

Two plans offered through Anthem BCBS.

  • KeyCare High Deductible Health Plan (HDHP) with an optional Health Savings Account (HSA).
    • HSA provides participants with the option to pay for health-related expenses with pre-tax dollars as well as save toward retirement.
  • KeyCare 400 (PPO) traditional health plan:
    • $25/$40 co-pay for office visits when seeing a general practitioner/specialist.
    • $400 deductible per person or $800 family, for in-network services.
    • Pays 80% after deductible is met if in-network.
    • $4,500 out of pocket per person or $9,000 per family.
  • Both plans include:
    • Prescription Drug Card $10/30/50 or 20% up to $200 co-pay, (after meeting deductible HDHP).
    • Well-baby care, an annual physical and routine wellness visits covered in full.
    • Vision Care allows for one annual exam for $15 in-network (more for contact exam) and discounts on eyeglass frames, lenses, and contact lenses.
    • Eyeglass Frames – $130 plus 20% of remaining costs toward any frame.
    • Eyeglass Lenses – $25 copay with upgrades at additional costs. 
    • Contact Lenses – $130 allowance.
    • Employees may only elect to receive eyeglass lenses or contact lenses each calendar year and may not get both in the same calendar year.

Dental – Anthem – (866) 956-8607

  • $50 deductible per person or $150 per family.
  • $1,250 maximum annual benefit.
  • 2 free cleanings per year.
  • Pays 80% of simple restorative and 50% of complex restorative care after deductible.
  • $1,000 orthodontic coverage for dependents under age 18.
  • Find an Anthem Participating Provider.

 

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