Financial Aid

Student Consumer Information
FINANCIAL AID OFFICE MISSION: The Mission of the Financial Aid Office is to assist students in obtaining financial aid for their college education while complying with all federal, state and institutional regulations, and by offering optimal customer service to students, parents, staff and outside agencies.

WHAT IS FINANCIAL AID? Financial aid consists of funding provided through federal and state governments and institutional sources to help cover educational expenses. This funding consists of grants and scholarships that do not have to be paid back to the provider and loans that have a variety of repayment options.

CONSUMER INFORMATION: Liberty University, as permitted by federal regulation [34 CFR 668.41], electronically disseminates consumer information, including the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act information. Upon request, the institution will provide a free paper copy. Anyone signing or processing financial aid forms or seeking information or assistance at Liberty University must read, understand, and comply with the requirements disclosed, which are available 24 hours a day at
By the rules and regulations set forth from the government in the Federal Student Aid Handbook, Volume 5, Chapter 1, pages 5-96, federal regulation 34CFR 668.22(i) states:
A school must return Title IV funds to the programs from which the student received aid during the payment period or period of enrollment as applicable, in the following order, up to the net amount disbursed from each source:
  • Unsubsidized Federal Student loans
  • Subsidized Federal Student loans
  • Unsubsidized Direct Student loans (other than PLUS loans)
  • Subsidized Direct Student loans
  • Federal Perkins loans
  • Federal PLUS loans
  • Direct PLUS loans
  • Federal Pell Grants for which a return of funds is required
  • Academic Competitiveness Grants for which a return of funds is required
  • National Smart Grants for which a return of funds is required
  • Federal Supplemental Educational Opportunity Grants
  • (FSEOG) for which a return of funds is required
LENDING STATEMENT: Liberty University does not recommend specific student loan lenders.  Students may borrow from any lender that offers educational student loans. Liberty University encourages students to borrow only what is absolutely needed to prevent future debt.
RIGHT-TO-KNOW ACT (as amended October 1, 1998)
General and financial aid information on:
  • Need-based and non-need-based financial aid available to students (includes federal, state, local, institutional, etc).
  • Applying for financial aid
  • Distribution of financial aid to student by the college
  • Disbursement of financial aid
  • Terms and conditions of any employment
  • Terms of, schedules for, and necessity of loan repayment and required loan exit counseling
  • Criteria for measuring satisfactory academic progress, ramifications of failure to meet standards, and reinstatement of aid
  • Information on the prevention of drug and alcohol abuse
  • Information on financial aid for study abroad programs
General Information about the school:
  • Names of school associations and governmental bodies that accredit, approve, or license Liberty University
  • Special facilities and services available to disabled students
  • Cost of attending Liberty University
  • Refund and withdrawal policies
  • Degree programs, training, and other activities
  • Availability of a GED program (if applicable)
  • Facilities, laboratories associated with academic programs
  • List of faculty and other instructional personnel
  • Contact information for financial or general questions
  • Job placement rate data (if applicable)
  • Voter registration
Campus security information on:
  • Information related to preventing Violence Against Women on Campus (see the Campus Crime Report)
  • Campus crime report distribution
  • Timely warning and listing of crime occurrences by category
  • Campus security contact and authority information
  • Procedures for reporting crimes
  • Types and frequency of training programs for students/employees in crime prevention
  • Monitoring and recording policies of crimes with (for example) local police agencies
  • Policies regarding the possession, use, and sale of alcoholic beverages, drugs, etc.
  • Description of drug and alcohol-based educational programs
  • Information on the sexual assault prevention program
  • The Campus Security Report is reevaluated annually by the Student Life Office and submitted annually to the U.S. Department of Education.
Student Right-To-Know Act:
  • Program completion and transfer-out rates
  • Family Educational Rights and Privacy Act
  • Equity in Athletics Disclosure Act
  • Athletically-related financial aid information
  • Loan counseling
  • Drug and alcohol abuse prevention information and materials
  • College Navigator
  • Athlete Notification Packet for Official Visit

Drug-related Convictions and Student Ineligibility:

Regulation effective July 1, 2000: Students who have been convicted under federal or state law for possession or sale of a controlled substance will be suspended from Title IV [financial aid] eligibility, regardless of when the conviction occurred.

If a student is convicted of an offense involving the possession of an illegal substance, the ineligibility period is:

  • First Offense = 1 year from date of conviction
  • Second Offense = 2 years from date of conviction
  • Third Offense = Indefinite period

If the student is convicted of an offense involving the sale of an illegal substance, the ineligibility period is:

  • First Offense = 2 years from date of conviction
  • Second Offense = Indefinite period

A student may regain eligibility by successfully completing a drug rehabilitation program that complies with criteria established by the U.S. Department of Education.

A qualified drug rehabilitation program must include at least two unannounced drug tests and must satisfy at least one of the following requirements:

  • Be qualified to receive funds directly or indirectly from a federal, state, or local government program.
  • Be qualified to receive payment directly or indirectly from a federally or state-licensed insurance company.
  • Be administered or recognized by a federal, state, or local government agency or court.
  • Be administered or recognized by a federally or state-licensed hospital, health clinic, or medical doctor.

The period of ineligibility begins as of the date of the conviction. A conviction is defined as a conviction that is on a student’s record at the time the student’s eligibility is being determined. A conviction that was reversed, set aside, or removed from the student’s record is not relevant.

An illegal drug is a controlled substance as defined by section 102(6) of the Controlled Substances Act [21 U.S.C. 801(6)] and does not include alcohol or tobacco. Students may obtain additional information on eligibility by contacting the U.S. Department of Education at 1-800-433-3243 or go to

Many publications on campus provide necessary consumer information for student use as required by the federal government. The following is a list of those publications:
  • Federal Financial Aid Handbook
  • Federal Funding Your Education Guide
  • Liberty University Admissions Application
  • Liberty University Bill
  • Liberty University College, Graduate, Law, Divinity Catalogs
  • Liberty University College, Graduate, Law, Divinity Viewbooks
  • Liberty University Faculty and Staff Employment Handbooks
  • Liberty University Financial Aid Notice of Award
  • Liberty University Resident Financial Aid Brochure
  • Liberty University Student Aid Guide – Liberty University Online
  • Liberty University Student Aid Guide – Resident
  • Liberty University Student Life Handbooks and Policy Information Statistics Act
  • The Jeanne Clery Disclosure of Campus Security Policy and Campus Crime
  • The Student Right-to-Know and Campus Security Act Report
  • Website:
  • Website:
  • Website:


As of May 2014, undergraduate students who graduated from Liberty University borrowed an average of $21,410 through federal and private loan programs.  This average includes students who graduated without borrowing any student loans. 

As of May 2014, undergraduate student-borrowers who graduated from Liberty University, borrowed an average of $29,719 through federal and private loan programs. 

Please note that the averages listed above are based on actual data from 7,014 Liberty University students who graduated last year.  Some private and government websites will calculate averages using other methods, different student groups, and/or different years.  

Graduation Rate Information: Liberty University’s Fall 2008 6-year cohort graduation rate is 52% federally defined.  However, please note this rate only reflects about half of our students (first-time, full-time students in Bachelor degree programs who have not taken any college credit courses prior to enrollment (i.e. dual enrollment, community college coursework)).  For a complete list of graduation rate information, click here.