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Get help paying for college with federal direct loans. All federal loans are processed through the William D. Ford Federal Direct Lending Program. View the Loan Disbursement Process.
Federal educational loan options:
Liberty University will not process a credit decision on any Federal PLUS loans and will only accept the official credit decision offered by the U.S. Department of Education. If you wish to appeal a credit decision, you should:
If you had poor credit but were approved for a Direct Parent PLUS or Direct Graduate PLUS loan by getting a qualified endorser (or documenting to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to the borrower’s adverse credit), you must complete the new Direct PLUS Loan Counseling requirement.
After graduation you have a choice: You may either make individual payments to your previous lender(s) and to the U.S. Department of Education, or you can consolidate your loans into one payment with the U.S. Department of Education through a Federal Direct Consolidation Loan.
International students who need assistance in financing their education have the option to apply for private educational loans through a private loan lender. Most private loan lenders require an international loan applicant to also have a U.S. co-signer during the application process. View listing of lenders for International students.
Federal regulations prohibit the awarding of additional federal student aid (FSA) to students who have defaulted on a federal student loan. However, you can regain eligibility for FSA by resolving the default status.
The U.S. Department of Education has established the following three methods to resolve a default status:
After a default status has been resolved, sufficient documentation must be sent to the school indicating that you have regained federal aid eligibility. Per federal regulations, the documentation must be from the entity that reported the default to NSLDS; clearly show that each defaulted loan has been resolved; be provided in writing on the entity’s letterhead (or other format that ensures its origin) and dated.
Additional loan default information can be found at the U.S. Department of Education’s Federal Student Aid website.