BankMobile Lingo

Activate/Activation Funding Bank Account PIN
ACH Transfer Form Mobile Alerts Primary Address
BankMobile MoneyPak Refund Preference
BankMobile Card Official Check Replacement Card
Confirm Bank Account Online Bill Pay Same Day Deposit to a Vibe Account
Confirm E-mail Paper Check Verify Identity
Deposit to Another Account Password Vibe Account
FAQs Patriot Act Wire Transfer
Financial Refund Personal Code  


Activate/Activation – the process of activating the BankMobile card by visiting to verify that the card was received and to authenticate the recipient. 

ACH Transfer Form – a form required by BankMobile which includes the bank account and routing numbers needed to deposit the financial refund to a personal bank account. When "Deposit to another bank account" is chosen as a refund preference, the website prompts the user to complete the ACH transfer form. This form must be submitted and received by BankMobile to authorize the transaction.

BankMobile – the company that distributes financial refunds and administrates the Vibe Account.

BankMobile Card  – if the optional Vibe Account is opened, the student will receive the BankMobile MasterCard Debit Card. When the Vibe Account is opened, refunds released by the university will be available on the BankMobile Card.

Confirm Bank Account – the process of confirming a funding bank account for the Vibe Account. To confirm the bank account, log in to the BankMobile website, and select "Accounts" from the "User Profile" tab. Select the "Confirm" button and enter the exact amounts deposited and withdrawn by BankMobile (check the funding bank account’s statement to find these numbers). Click "Submit" to complete the process.

Confirm E-mail – the process of confirming the e-mail address on file with BankMobile. To confirm the e-mail address:
 1) log in to the BankMobile website
 2) under the Profile tab, select "Email"
 3) select the email address to confirm and click the "Confirm" button
 4) enter the confirmation code into the text box
 5) click the "Submit" button to complete the process

Deposit to Another Account – the financial refund preference that electronically deposits the financial refund into the personal bank account chosen. The ACH transfer form must be completed and received by BankMobile to authorize the transaction. Funds are available within two-three business days after being released from the university.

FAQs – online assistance for BankMobile. This feature is capable of answering questions in two ways: 1) Featured Support Categories/Frequently Asked Questions and 2) Ask a Question.

Financial Refund – money refunded to the student from the University when their Student Account has an overpayment.

Funding Bank Account – a bank account from which funds are withdrawn to be deposited into the Vibe Account. 

Mobile Alerts - refund and balance alerts sent directly to a mobile phone

MoneyPak - a fast and convenient way to deposit cash into a Vibe account. MoneyPaks can be purchased at thousands of stores nationwide, including Walmart, Walgreens, CVS/pharmacy, and Kroger.

Official Check – a check requested by the cardholder to be sent to their primary address from their Vibe Account. There is a fee this service.

Online Bill Pay - a service offered by BankMobile which allows you to pay your bills online through the BankMobile website.  Payments can be made either electronically or by check.

Paper Check - refund preference that will be sent to the mailing address you select during set up, the check should arrive 5-7 business days after being released from the university.

Password – a combination of letters and/or numbers created by the cardholder when activating their BankMobile profile. It is used to gain access to the BankMobile website.

Patriot Act – a Federal Government Act passed that requires all bank account holders to verify their identity.

Personal Code - a 12 digit alphanumeric code, included in the BankMobile welcome packet, used to set up a profile and select a refund preference.

PIN (personal ID number) – a number created when opening the Vibe Account. The PIN is used at the ATM or to make purchases.

Primary Address – the address on file with BankMobile to which all BankMobile mail is sent.

Refund Preference – the options given that specify how the cardholder would like to receive their financial refund; the options are ACH deposit to another account with funds available in two to three business days. Same business day deposit to a Vibe Account. Mailed paper check.  These preferences can be changed by logging on to the BankMobile website.

Replacement Card – a new card issued to a student. If a card is lost, stolen or misused by the student, there is a replacement fee.

Same Day Deposit to a Vibe Account – the financial refund preference that automatically deposits the financial refund into the Vibe Account. Funds are available within one business day after being released from the university.

Verify Identity (CIP) – the process used to prove that cardholders are legally who they claim to be. This process requires the presentation of a government-issued photo ID (examples: drivers license, passport, military ID).  The information is sent to BankMobile to comply with the Patriot Act.

Vibe Account – the optional FDIC-insured checking account offered to every Liberty student. When selecting a refund preference, the cardholder is given the option to open this account. If the same business day deposit to a Vibe Account option is chosen as the refund preference, the funds released by the University will be directly deposited into the Vibe Account within one business day.

Wire Transfer – the process by which funds are electronically transferred immediately into a specified bank account from your Vibe Account. There is a fee for this service.