Addendum to Certificate of Insurance Requirements

Click a category to see the requirement for this class of vendor/contractor:

Catering/Food Service/Restaurants Professional Services
Cleaning and Laundry Services Transportation Services
Communications/Info Technology Use of Facilities
Construction/Building Services  
Events/Entertainment/Student&Alumni  
Miscellaneous Services  
Pest Control  

 

Catering/Food Service/Restaurant
  General Liability Umbrella Professional
Catering for Events $1,000,000 N/A N/A
Food Service for University $1,000,000 $1,000,000  
Restaurants None if less < $1,000 N/A N/A
  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Cleaning and Laundry Services
  General Liability Umbrella Professional
Building Cleaning Services $1,000,000 N/A N/A
Carpet Cleaning $1,000,000 N/A N/A
Laundry Services $1,000,000 N/A N/A

 

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

                    

Communications/Info Technology
  General Liability Umbrella Prof./E&O Fidelity Bond/ Crime Data Breach
Hired Software Developer/Customize $1,000,000 N/A $1,000,000

$1,000,000 See Below

$1,000,000 See Below

Software (Licensing) $1,000,000 N/A N/A N/A  
Telecom Design and Admin. $1,000,000 N/A N/A N/A  
Programmer $1,000,000 N/A $1,000,000

$1,000,000 See Below

$1,000,000 See Below

Web Administrator/Design $1,000,000 N/A $1,000,000

$1,000,000 See Below

$1,000,000 See Below

Audio Visual - Install/Design/Sales $1,000,000 N/A N/A N/A  
           

Please share these links to Liberty Risk Management Pages with IT vendors needing more information on General Liability, Fidelity Bond/Crime, Professional Liability, or Data Breach coverage requirements.

Hired Developer, Programmers and Web Admin/Design vendors would only be required to carry Fidelity Bond/Crime and Data Breach coverage if they have access to Student, Faculty or Staff sensitive information (personal or financial).

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Construction/Building Services
  General Liability Umbrella Professional
Construction Projects - Low Risk      
Fencing $500,000 N/A N/A
Furniture Repair/Installation $500,000 N/A N/A
Glass $500,000 N/A N/A
Insulation $500,000 N/A N/A
Landscaping - No Electrical or Excavation $500,000 N/A N/A
Minor Concrete Type Repair $500,000 N/A N/A
Non-structural Remolding $500,000 N/A N/A
Painting - Interior Signs - No Welding $500,000 N/A N/A
Construction Projects - Medium Risk      
Alarm Systems - fire/security $1,000,000 $1,000,000 N/A
Concrete in Major Traffic Areas $1,000,000 $1,000,000 N/A
Equipment Rental w/operators (no cranes) $1,000,000 $1,000,000 N/A
Exterior Contractors (Facades/Roofs/Sidewalks/Concrete Work) $1,000,000 $1,000,000 N/A
Interior Electrical Work $1,000,000 $1,000,000 N/A
Floor Installation $1,000,000 $1,000,000 N/A
General Contractor and/or Construction Manager $1,000,000 $1,000,000 Consult with Risk Mgmt
HVAC (other than Boilers) $1,000,000 $1,000,000 N/A
Painting - Exterior $1,000,000 $1,000,000 N/A
Pavement Sealing or Repairs $1,000,000 $1,000,000 N/A
Plumbers $1,000,000 $1,000,000 N/A
Roofing Repairs $1,000,000 $1,000,000 N/A
Street Repairs $1,000,000 $1,000,000 N/A
Construction Projects High Risk      
Bleachers & Seating $1,000,000 $5,000,000 N/A
Boilers / Chillers / Steam Generation $1,000,000 $5,000,000 N/A
Cranes (If used on any project) $1,000,000 $5,000,000 N/A
Demolition $1,000,000 $5,000,000 N/A
Elevators $1,000,000 $5,000,000 N/A
General Contractor and/or Construction Managers $1,000,000 $5,000,000 Consult with Risk Mgmt
Heavy Construction Equipment Operators $1,000,000 $5,000,000 N/A
Hi-Tech Equipment Installation $1,000,000 $5,000,000 N/A
Hi-Risk Interior or Exterior Remolding $1,000,000 $5,000,000 N/A
Hi-Voltage Electrical $1,000,000 $5,000,000 N/A
Major Building Renovation & Major New Construction $1,000,000 $5,000,000 N/A
Welding / Torch Cutting $1,000,000 $5,000,000 N/A
Power Lines and Poles $1,000,000 $5,000,000 N/A
Underground Work $1,000,000 $5,000,000 N/A
Scaffolding Companies $1,000,000 $5,000,000 N/A

 

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Activities/Events/Entertainment
  General Liability Umbrella Professional
Actor $500,000 N/A N/A
Event/Meeting Planning Company $1,000,000 N/A N/A
Musician (Not through Event Planner) $1,000,000 N/A N/A
Musical Group/Band (May Depend on Venue) $1,000,000 N/A N/A
Photographer/Videographer $500,000 N/A N/A
Special Event (Cat #1 Amusements, Games, Booths, Etc) $1,000,000 N/A N/A
Special Event (Cat #2 Carnival Rides, Climbing Walls, Mechanical Bull Etc) $1,000,000 $1,000,000  
Sports Training/Coach $1,000,000 N/A $1,000,000

 

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Miscellaneous Services
  General Liability Umbrella Professional
Business Equipment/Products $1,000,000 N/A N/A
Computer Equipment/Products $1,000,000 N/A N/A
Distributors - Various Products/Supplies $1,000,000 N/A N/A
Florists $500,000 N/A N/A
Glass and Glass Repair $1,000,000 N/A N/A
Laboratory Equipment/Products $1,000,000 N/A $1,000,000
Logging/Lumbering $1,000,000 N/A N/A
Mail Services $1,000,000 N/A N/A
Medical/Technical Products $1,000,000 N/A $1,000,000
Misc. Equipment - Sales and Service $1,000,000 N/A N/A
Portable Toilet Service $1,000,000 N/A N/A
Signs / Sign Makers $1,000,000 N/A N/A

 

Workers Compensation (minimum requirements for all vendors) - Statutory Limits [X]

Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000

Waiver of Subrogation will be required as per the terms of the contract/if any.


Pest Control / Waste / Abatement
  General Liability Umbrella Auto Liability Professional
Debris Removal $1,000,000 $1,000,000 $5,000,000 $5,000,000
Hazardous Materials Removal $1,000,000 $1,000,000 $5,000,000 w/MSC90 $10,000,000
Environmental Remediation $1,000,000 $1,000,000 Statutory $5,000,000
Exterminators $1,000,000 $1,000,000 Statutory $2,000,000

 

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Professional Services
  General Liability Umbrella Professional Crime
Employee Benefits Consulting, Design, Implementation N/A $1,000,000 $2,000,000 $1,000,000
Third Party Claims Administration $1,000,000 $1,000,000 $1,000,000 $2,000,000
Employment Agency $1,000,000 $1,000,000 $1,000,000 N/A
Security Agency $1,000,000 $1,000,000 $1,000,000 N/A
Insurance Brokerage Firms $1,000,000 $1,000,000 $5,000,000 N/A
Management / Business Consultants $1,000,000 N/A $1,000,000 N/A
Hired Architects (Building Structural other than Residential) $1,000,000 $1,000,000 $5,000,000 N/A
Hired Architects (Building Interior design) $1,000,000 $1,000,000 $1,000,000 N/A
Hired Environmental Consultant Phase I ESA $1,000,000 N/A $1,000,000 N/A
Hired Environmental Consultant Phase II ESA $1,000,000 N/A $1,000,000 N/A
Hired Environmental Consultant Phase III ESA $1,000,000 N/A $5,000,000 N/A
Hired Engineers - Soil Testing, Concrete, Water, Other $1,000,000 N/A $1,000,000 N/A
Landscape Designers $1,000,000 N/A $1,000,000 N/A
Advertising Agent $1,000,000 N/A If By Contract N/A
Marketing or Promotional Firm $1,000,000 N/A If By Contract N/A
Lobbyist $1,000,000 N/A If By Contract N/A
Public Relations/Communications Firm $1,000,000 N/A If By Contract N/A
         
  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

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Transportation Services

    Transportation Services
  General Liability Umbrella Auto Liability
Charter Bus Company $1,000,000   $5,000,000 w/BMC91X Required
Valet Service $1,000,000   $1,000,000 (Garage Liability)
Limousine Rental Service $1,000,000   $1,500,000
Shuttle Service $1,000,000 $4,000,000 $5,000,000
Moving and Storage $1,000,000 $1,000,000 $5,000,000 w MCS90 Required
       

 

  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-91X (or its equivalent) filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.

Use of University Facilities
  General Liability Umbrella
Athletic Events using University Facilities $1,000,000 $1,000,000
Outside Groups Renting University Facilities involving activities/conferences $1,000,000 N/A
Summer Camps on Campus including Coaches Camps (Day or Overnight) $1,000,000 (no MHS Exclusion) $1,000,000
Event Planning / Meeting Company $1,000,000 N/A
Alumni Association Events $1,000,000 $1,000,000
  • Automobile Liability Requirements
  1. “Automobile Liability insurance is required for contractors/vendors where they transport Liberty University property, transport Liberty University employees or use of a vehicle is integral to the performance of the contract.  The minimum required limit is $1,000,000 combined single limit and the certificate must indicate that the vehicle is insured for business.  If the vehicle driven on Campus requires a CDL license, the requirement increases to $2,000,000, and if the vehicle is being used to carry more than 14 passengers, the requirement increases to $5,000,000 and an MSC-90B filing endorsement is required.”

  2. See Transportation Services section for additional requirements when hired transportation is involved.

  • Workers Compensation
  1. (minimum requirements for all vendors) - Statutory Limits [X]    
  2. Employer’s Liability (minimum requirements for all vendors) - Each Accident - 500,000; Each Employee - 500,000; Each Disease - 500,000
  3. Waiver of Subrogation will be required as per the terms of the contract/if any.