Financial Aid

Enrollment and Academic Decisions Affect Your Aid Eligibility

Your financial aid award is an estimate of your eligibility. There are many factors which could change, lower, or even eliminate your financial aid eligibility (including loans). Here are some examples:

Not attending or dropping classes.
Failing to attend each term or sub-term for which you were registered.
Withdrawing from the University
Failing to properly withdraw from the University
Failing to maintain satisfactory academic progress
Providing incomplete or inaccurate information during the application process
Receiving additional sources of aid (such as outside grants, veterans benefits, or private loans)
Receiving aid above the amount of tuition (which may lower Liberty University scholarships)
Changing enrollment level (some scholarships require full-time enrollment, Stafford loans require ½ time enrollment).
Changing grade level or academic programs. (For example, majors like Worship Studies are not eligible for Virginia Tuition Assistance Grant - VTAG).
Changing between Resident Student and LU Online Student status.
Defaulting on a student loan or grant.
Providing false or misleading information

Enrollment Levels

To reach certain levels of enrollment, students must be attending a minimum number of credit hours per semester.

Enrollment Levels – Credit Hours per Semester		Less than Half Time	½ Time	¾ Time	Full-Time
Enrollment Levels – Credit Hours per Semester		Part-Time			Full-Time
	Willmington School of Bible (LBI) and Undergraduate Cert., Th.G., A.A., B.A., B.M., B.S., B.S.N	1-5	6-8	9-11	=>12
Graduate	Masters M.A., M.A.R., M.A.T., M.B.A., M.Div., M.Ed., M.R.E., M.S., M.S.N	1-5	6*	7-8	=>9
	Juris Doctorate J.D.	1-4	5	6-9	=>10**
	Doctoral D.Min., Ed.D., Ed.S., Ph.D., S.T.M., Th.M.	1-2	3	4-5	=>6

*Note: For certification of veterans benefits for Masters level, students are allowed to be processed by the Military Office at 4.5 credit hours for minimum ½-time. For ALL other financial aid purposes, however, the 6 credit hours minimum is the standard as shown above.

**Note: School of Law policy requires Law students to enroll in more than the minimum 10 credit hour full-time level per semester.

Note:

Virginia Tuition Assistance Grant (VTAG) regulations require all graduate students to be enrolled in at least 9 credit hours per term at the graduate level. Doctoral level students who are considered full-time based on 6 credits per term are not eligible for VTAG funds. For future academic years, doctoral students should carefully consider enrolling in 9 credit hours of graduate courses per term to maintain VTAG eligibility standards. Virginia Tuition Assistance Grant (VTAG) regulations require all undergraduate students to be enrolled in at least 12 credit hours per term at the undergraduate level.

Continuing Education Packaging Policy

Continuing Education may be combined with federal, state and other institutional aid. This combination may not exceed the student’s total charges for tuition and fees.

Exceptions and Further considerations:

· Pell Grant stacking rules apply for resident students. In other words, Pell Grants are excluded from this calculation (for resident students only). Therefore, if all other grants and scholarships equal the total charges for tuition and fees, Pell may be refundable.

· If total federal and state grants exceed tuition and fee charges for an LU Online Student, Continuing Ed will be reduced or eliminated from the student’s aid package.

· Please note: VTAG monies are non-refundable once students’ total charges are covered.