Global Engagement


(434) 592-6500
Green Hall 2500


Loan Repayment Program

The Loan Repayment program is a debt repayment opportunity of up to $30,000 per individual. Liberty undergraduate and/or graduate alumni who are US citizens serving outside of the United States will be considered for this new program if they meet all criteria for eligibility.


  • The Spring application deadline is March 1.
  • The Fall application deadline is Oct. 1.

Submit Application

Criteria for Eligibility to Apply for Loan Repayment

  • The applicant must be a Liberty University, Liberty University Online, or Rawlings School of Divinity Alumnus who is serving outside of the US. Current students are eligible to apply during their final semester before graduation.
  • The applicant’s Student Loan(s) must be in the student’s name, not in his/her parent’s name.
  • Applicants must be in good standing with their loan company. Loans may not be delinquent or in default.
  • Applicant intends to go on the field long-term (5+ years).
  • Preference will be given to Global Studies majors, minors, specializations, or previous equivalent such as Inter-Cultural or Cross-Cultural Studies. Preference will also be given to alumni who are serving in the 10/40 window, with UPGs (unreached people groups), or in Bible translation projects. However, any alumnus serving outside of the US is encouraged to apply.

Frequently Asked Questions

Q1.  Who will be awarded Loan Repayment?
A1.  Awards for the Loan Repayment program are highly competitive. Due to this, the Loan Repayment committee conducts a thorough evaluation of all applications received, noting those applications which best meet the criteria of the program. Eligibility for applying to the program does not guarantee an award in the Loan Repayment program.

Q2.  When will decisions for qualified applicants be posted?
A2.  Applicants are considered twice a year by the Center for Global Engagement. Decisions for the Spring (applications submitted by March 1) will be posted by June 1, and Fall decisions (applications submitted by October 1) will be posted by December 1.

Q3.  Do married couples apply together, or as individuals?
A3.  Each spouse must apply for the program separately.

Q4.  Will there be priority given to certain alumni?
A4.  Yes, priority will be given to alumni who are involved in Bible translation, working inside the 10/40 Window, or those engaging UPG's or diaspora groups. Preference will also be given to Global Studies majors, minors, specializations, or previous equivalent such as Inter-Cultural or Cross-Cultural Studies.

Q5.  Do I need to be with a sending agency to be eligible to apply?
A5.  Applicants should demonstrate proactive engagement with a sending agency. Rare exceptions to this may be approved.

Q6.  How is the repayment distributed?
A6.  The disbursement for qualified candidates will be 20% a year for five years, not exceeding a total amount of $30,000 per individual. The disbursements begin when the alumnus is on the field.

Q7.  If I am not on the field yet, but intend on going to the field, when should I apply?
A7.  Alumni are encouraged to apply as soon as possible. Current students must be in their final semester of coursework at Liberty before applying.

Q8.  Can the Loan Repayment be awarded to Permanent Resident Aliens?
A8.  “Federally eligible non-citizens” may receive the Loan Repayment. This limited population is eligible for federal aid and must identify themselves specifically on the FAFSA. They are defined as: “1. U.S. national (includes natives of American Samoa or Swains Island) or U.S. permanent resident with a Form I-551, I-151, or I-551C (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card), also known as a green card. 2. You have an Arrival-Departure Record (I-94) from U.S. Citizen and Immigration Services (USCIS) showing “Refugee,” “Asylum Granted,” “Cuban-Haitian Entrant (Status Pending),” “Conditional Entrant” (valid only if issued before April 1, 1980), or “Parolee” (you must be paroled for at least one year, and you must be able to provide evidence from the USCIS that you are not in the United States for a temporary purpose and that you intend to become a U.S. citizen or permanent resident). 3. You hold a T-visa (for victims of human trafficking) or your parent holds a T-1 visa. 4. You are a “battered immigrant-qualified alien” who is a victim of abuse by your citizen or permanent resident spouse, or you are the child of a person designated as such under the Violence Against Women Act. 5. You are a citizen of the Federated States of Micronesia, the Republic of the Marshall Islands, or the Republic of Palau.”

Q9. What types of loans are eligible to be repaid by this program?
A9. Only Federal student loans in the applicant's name are eligible. Private loans, loans in the name of a parent, spouse or other individual and loans acquired for non-educational purposes (i.e., credit card debt, mortgages, etc.) will not be considered.